I am currently 80 days out from a SCT for AML FLT3. While my insurance covers most everything related to hospital, procedures and appointments, they only cover 50% of my medications. currently that means about $1000 out of pocket every month. Afer a biopsy in 2 weeks, my doctors want me to start maintanence therapy. They will not determine which one until that time but the cost of the 3 options range from $10,000 to $16,000 a month. I have about $125,000 dollars in retirement. I can get a couple months of discounts from the drug companies but after that I assume I will need to spend down that money. I need to know what I can spend money on prior to exhausting those funds as I assume eventually I will need to file bankruptcy in order to qualify for financial assistance. prior to all this, who is the best person to consult? Bankruptcy attorney, financial planner, or an accountant?